NSSFNSSF Tier II 2026NSSF Act 2013pension Kenyapayroll deductionsretirement savingsdiaspora pensionsemployer compliancesocial securitycontracted-out schemes
NSSF Tier II Contributions in Kenya 2026: New Sh108,000 Upper Limit, Maximum Sh12,960 Deduction and What It Means for Workers and Diaspora
From 1 February 2026, the upper earnings limit for NSSF Tier II contributions rises to Sh108,000, lifting the maximum employee deduction to Sh6,480 a month and the combined employer-employee contribution to Sh12,960. This guide explains the calculation, the Year 4 schedule of the NSSF Act, 2013, and the implications for workers, employers and Kenyans abroad.
May 24, 2026
8 min read
45
pension KenyaNSSFretirement planningoccupational pensionretirement benefits authority
Understanding Kenya's Pension System: NSSF, Occupational Schemes, and Planning for Retirement
Planning and saving for retirement is one of the most important financial decisions facing every working Kenyan, yet the country's pension system covers only a fraction of the population, leaving mill...
Feb 20, 2026
7 min read
144
retirement planningpension kenyaNSSFdiaspora financesocial securityinvestment planning
Diaspora Retirement Planning: Building Your Pension and Social Security Benefits Between Kenya and Abroad
Comprehensive retirement planning guide for Kenyan diaspora, covering host country pensions, NSSF, voluntary schemes, investments, and tax planning across borders.
Feb 17, 2026
5 min read
295